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What can we offer you?
The Securicash Payment System
• Clients enter their transaction details into a secure form
on the Merchant’s web server. VISA, MasterCard, and other
credit/debit bank cards are accepted.
• The card details are verified by algorithms to filter invalid
card number and expiry dates.
• Once the credit card details are verified, they are transferred
to the Bank’s Server by the payment gateway via a secure
connection
• The Bank’s server checks the card’s validity.
If it is a valid card and there is enough credit available, the
money is blocked on the card and the transaction is authorised.
If not, the transaction is declined.
• The Bank’s response is relayed to the Merchant’s
web server (typical response time 14 seconds). If authorised,
the client is informed that the transaction has gone through.
If declined, the client will be informed that the transaction
was not effected because it had not been authorised by the bank.
• Immediately, the merchant will be sent notification by
email that a transaction has been completed.
• The Payment Gateway assigns a unique reference to the transaction
for tracking purposes by the Payment Centre.
• No record of credit card details is kept on the Merchant’s
server or in the Online Payment Centre.
• Transactions can be kept on hold i.e. the money blocked
on the credit card for up to 15 days. However it is possible to
extend the blocking period by using our Online Payment Management
Centre.
The Securicash Gateway is designed in such a way that it
can easily be expanded as traffic increases. This means that it
can service clients without downgrading the level of service in
peak transactions periods.
The Securicash Software is fully owned by the company, and can
be customised according to the exact requirements of the client.
(upon negotiation).
Online Payment Management Centre
Securicash clients are given access to an Online Securicash
Payment Management Centre. In this secure area, clients are
able to do the following:
• Transactions/Orders Report by date and time indicating
which transactions are blocked but not transferred (with the expiry
date of the transaction) and which are already transferred (including
date of transfer)
• Orders Pending Despatch Report (client can specify
the date parameters they want to view)
• Orders Despatched Report (client can specify the
date parameters they want to view)
• Order Management
- Mark transactions as despatched - money to be transferred
to merchant bank account.
- Transaction Reversal (full amount or partial amount)
– this can be used to reverse transactions when the deliverables
cannot be met.
- Transaction Expiry Date Renewal – used when the
deliverables cannot be shipped with the 15-day expiry period.
• IP Address Management – merchants are able
to block/reactivate/request an alert for particular IP addresses.
• Daily Audit Trail – merchant can view all the
activity happened in their payment centre.
• Securicash support services
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